Along with this raft of legislative change, the Australian Securities and Investments Commission (ASIC) has also introduced new licensing requirements for accountants who work with and advise Self Managed Superannuation Fund (SMSF) Trustees. Only approx. 10% of accountants have complied with these changes to date.
As such if you, as many, consider your accountant would be your 1st port of call for Financial Advice, they will likely advise you, they are unable to provide the information you require & should consult a qualified Financial Adviser / Planner.
This is general advice only and you should seek expert financial advice from a qualified financial adviser before acting on any of the information covered in these topics.
Get a little more intense
Just exercising at a level that slightly increases your breathing and heart rate for a period of 30 minutes per day, can reduce your chances of heart attack by up to 50% according to the School of Human Movement and Nutrition at the University of Queensland. This type of exercise not only reduces your risk of heart attack, but also leads to a significant reductions in your chances of developing diabetes or suffering a stroke.
Apart from obviously improving your fitness, exercising at a slightly higher intensity improves the efficiencies at which your heart and lungs deliver oxygen to the muscles in your body leading to broader health benefits.
Approximately 50% of the Australian population do no exercise at all, so for these people just commencing some regular moderate intensive exercise, will ultimately transfer into large economic benefits for the Australian economy, from a healthier population.
Research is clear that the fitter you are, the less likely you are to die of almost any health condition, and the more intense the exercise that improves your fitness, the better you will be.
“The road to easy street, goes through the sewer” – John Madden